Principle

The reason people assume the risks of investing in the first place is the prospect of achieving a higher “realized” rate of return than is attainable in a risk free environment… i.e., an FDIC insured bank account featuring compound interest. Over the past ten years, such risk free saving has […]

Across the world, human life expectancy has grown by leaps and bounds. Compared to the 1950s, it has shot up by 50% and comparison with 1980s it has increased by 30%. Long gone are the days when company-sponsored pension plans alone were sufficient to spend one’s golden ages in a […]

Sooner or later any serious guitarist comes to realize that a solid theoretical background is the only way forward. Your ear can only take you so far, that’s when your musical theory can kick in and remove any musical obstacles in your way to fully expressing yourself. Seems pretty straight […]

Whether you’re already retired or nearing retirement age, one of the most important things you can do is to take the time to understand what you want out of life. Retirement can be the most enjoyable period of your life if you do a little planning and soul-searching to discover […]

The concept behind Federal Disability Retirement is a simple one: Given a level of proof, the disability should attach only to the extent of the specific job which a person cannot do; otherwise, the Federal or Postal employee should, upon being approved for Federal OPM Disability Retirement benefits, be allowed […]

At some point in every entrepreneur’s life, they have dreamed of starting their own business. When that newly minted entrepreneur steps away from corporate employment and into the wild west of self-employment, they take on the full responsibility of their financial destiny. Gone are the days of contributing to a […]